New Zealand's leading health insurance provider

At Southern Cross, we've got you and your family's health needs covered, whatever your needs. From everyday healthcare to diagnostics through to cover for major medical expenses like specialists, surgery or cancer care.

The benefits of cancer cover

For Randall, health insurance played a pivotal role in giving him access to the best specialists, to turn the odds in his favour. Most of our plans include benefits for cancer treatment, from diagnostic imaging and tests through to surgery, chemotherapy, radiotherapy and more*. Find out more about our cancer cover.

Our plans Cancer Cover Plus

*Benefits vary between plans. For full details, see the policy document for the relevant plan.

Reader's digest most trusted brand award logo 2017-2024  Reader's digest quality service award 2025

Join NZ’s most trusted health insurer1

As a not-for-profit health insurer, we put your health and wellbeing first. Here’s why more than 955,0002 New Zealanders choose to be with Southern Cross Health Society.

  • NZ owned and not-for-profit
  • Special rewards, discounts and great partner offers
  • Fast access to treatment
  • Award winning service, as voted by you3
  • Fast, simple claiming
  • Manage your policy online – anywhere, anytime


Get an easy quote

1. Reader’s Digest Most Trusted Health Insurance Brand, 2017-2024.
2. As at 30 June 2024.
3. Reader’s Digest Quality Service Award, Health Insurance winner 2025.

Your health is worth protecting

Southern Cross Health Insurance provides peace of mind that you and your family can get faster access to medical treatment when you need it most. Compare our plans to find the right cover for you.

Compare plans & get a quote

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Your policy, your way

The ‘My Southern Cross’ app is your pocket-sized healthcare partner. Check benefit balances, request prior approval and make instant claims whenever, wherever.

 

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*Only registered policyholders can make claims or request prior approvals.