Join Southern Cross Health Insurance
Why it might help you to get health insurance
Health insurance complements the public healthcare system and can help you and your family get back to health quickly with less disruption to your lives.
Having health insurance can help you:
- get seen quickly
- have more choice about how and when you receive treatment
- reduce the financial burden of some or all treatment costs at a time when you’re unwell.
Insurance can help you to get the care you need when you need it. Depending on the plan you choose, health insurance can protect you from having to fund the full cost of healthcare services from everyday healthcare services and diagnostics to major medical expenses, surgery and cancer care.
People before profits is the Southern Cross difference
Since 1961, we’ve been providing health insurance with a difference. As a not-for-profit Friendly Society, our members are our priority – all 955,0001 of them.
In the year to 30 June 2024, we paid out 71% of the value of all health insurance claims paid in New Zealand2 and more than 93% of the money we received in premiums went back to our members in claims3. Maybe that’s why we’ve been voted the most trusted health insurer for eight years running4.
Discover our Southern Cross member benefits
Every Southern Cross membership includes these benefits of membership at no extra cost (Subject to change. Terms and conditions apply).
- Online GP appointments with CareHQ, free of charge from 7am-7pm, seven days a week when booked through the MySouthernCross app
- Up to three online mental health sessions with Raise each claims year
- An annual health check with MedPro for members 16 years and over each claims year
Plus, members can:
- Stay on top of your health with discounts available for members on eye tests, dental, gym memberships and more
- Enjoy easy claiming. On average, we pay claims within seven working days
- Our trusted Affiliated Providers can arrange pre-approval on your behalf
Find out ways that Southern Cross can help you
If you want peace of mind about major medical expenses, help with day-to-day healthcare costs, or perhaps both, we have a range of plans to suit your needs.
Many members, many health journeys
See the true value of having Southern Cross health insurance for yourself.
Amidst his second cancer journey, father-of-two Randall actively sought out a team of health professionals to improve his recovery.
Kaitlyn’s Southern Cross membership gave her the freedom and flexibility to fit in sinus surgery around her busy life as a working mum and business owner.
Renata is a firm believer in health insurance being used proactively to ensure a better quality of life for her family.
Need more help in finding the right health insurance for you?
Call us on 0800 100 555
Our team are happy to help:
Monday to Thursday 9:00am - 5:00pm
Friday 9:00am - 4:30pm
- As at 30 June 2024.
- Based on data provided by the Financial Services Council year ended 30 June 2024, including an estimate for nib.
- Southern Cross Medical Care Society Annual Report 2024
- Reader’s Digest Most Trusted Health Insurance Brand, 2017-2024.