Southern Cross is New Zealand’s largest health insurer, looking after the health of more than 955,000 New Zealanders4
Thousands of Southern Cross members claim for cancer related healthcare services each year. How quickly you’re diagnosed, having fast access to treatment and a say in your own care can make a big difference.
Why add more cover?
Advances in new drugs and treatments are fantastic news, but they're not always Government-funded and can be costly. With most health insurance plans, you may not be covered for the full cost of some new treatments or help with other things that can affect your day-to-day wellbeing.
When thinking about cancer cover; being able to take time off work, spend time with your family or having options available to travel for treatment may be important to you. Alternatively, you may want more cover for alternative treatments or non-Pharmac approved drugs.
Southern Cross offers a range of cover options to suit your needs so that living with cancer should mean just that, getting on with living.
Tell us about yourself...
- over 60 years old
- under 60 years old
- already a member
- new to Southern Cross
Additional cover
You can choose to add or upgrade the cancer cover on your existing plan (depending on which plan you are on).
Cancer Assist
Provides a one-off payment of up to $300,0007, on top of your health insurance, if you’re diagnosed with a qualifying cancer. Use the tax-free one-off payment to spend on what’s important to you at a time when you need it most. You can add this cover for just you or for other members on your policy.
Critical Illness
Similar to Cancer Assist, Critical Illness provides a one-off payment of up to $300,0007, on top of your health insurance, if you’re diagnosed with a qualifying cancer or critical illness, or suffer a trauma such as a heart attack, stroke or loss of independent living. You can add this cover for just you or for other members on your policy.
All our plans include a range of benefits that provide cover for cancer treatment (excludes HealthEssentials).
You'll have cover for up to $60,000 per year for chemotherapy treatment6 (including $10,000 per year for non-Pharmac approved Medsafe indicated chemotherapy drugs6 ) as well as the following benefits:
Additional cover
When you purchase a plan (depending on which plan you choose) you can choose to add or upgrade your cancer cover.
Critical Illness
Similar to Cancer Assist, Critical Illness provides a one-off payment of up to $300,0007, on top of your health insurance, if you’re diagnosed with a qualifying cancer or critical illness, or suffer a trauma such as a heart attack, stroke or loss of independent living. You can add this cover for just you or for other members on your policy.
Cancer Assist
Provides a one-off payment of up to $300,0007, on top of your health insurance, if you’re diagnosed with a qualifying cancer. Use the tax-free one-off payment to spend on what’s important to you at a time when you need it most. You can add this cover for just you or for other members on your policy.
Additional cover
You can choose to add or upgrade the cancer cover on your existing plan (depending on which plan you are on).
Cancer Cover Plus
Gives you the option to increase your chemotherapy benefit to either $100,000 or $300,000 per claims year towards treatment, including Pharmac and non-Pharmac approved drugs6. Only available where all members on a policy are under 60 years of age. Need more cover? You can also take out a Cancer Assist or Critical Illness plan to provide a one-off payment.
Cancer Assist
Provides a one-off payment of up to $300,0007, on top of your health insurance, if you’re diagnosed with a qualifying cancer. Use the tax-free one-off payment to spend on what’s important to you at a time when you need it most. You can add this cover for just you or for other members on your policy.
Critical Illness
Similar to Cancer Assist, Critical Illness provides a one-off payment of up to $300,0007, on top of your health insurance, if you’re diagnosed with a qualifying cancer or critical illness, or suffer a trauma such as a heart attack, stroke or loss of independent living. You can add this cover for just you or for other members on your policy.
All our plans include a range of benefits that provide cover for cancer treatment (excludes HealthEssentials).
You'll have cover for up to $60,000 per year for chemotherapy treatment6 (including $10,000 per year for non-Pharmac approved Medsafe indicated chemotherapy drugs6 ) as well as the following benefits:
Additional cover
When you purchase a plan (depending on which plan you choose) you can choose to add or upgrade your cancer cover.
Cancer Cover Plus
Gives you the option to increase your chemotherapy benefit to either $100,000 or $300,000 per claims year towards treatment, including Pharmac and non-Pharmac approved drugs6. Only available where all members on a policy are under 60 years of age. Need more cover? You can also take out a Cancer Assist or Critical Illness plan to provide a one-off payment
Critical Illness
Similar to Cancer Assist, Critical Illness provides a one-off payment of up to $300,0007, on top of your health insurance, if you’re diagnosed with a qualifying cancer or critical illness, or suffer a trauma such as a heart attack, stroke or loss of independent living. You can add this cover for just you or for other members on your policy.
Cancer Assist
Provides a one-off payment of up to $300,0007, on top of your health insurance, if you’re diagnosed with a qualifying cancer. Use the tax-free one-off payment to spend on what’s important to you at a time when you need it most. You can add this cover for just you or for other members on your policy.