71% of the value of all NZ health insurance claims were paid by Southern Cross.
Financial Services Council data, year ended 30 June 2024.
New Zealand's leading health insurance provider
At Southern Cross, we've got you and your family's health needs covered, whatever your needs. From everyday healthcare to diagnostics through to cover for major medical expenses like specialists, surgery or cancer care.
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Manage your health
“I got to my early 40s and I would make a habit of going to my GP and saying I’d like a wellness test.” As a member and MySouthernCross app user, you can check whether your plan includes benefits such as GP visits to help you proactively manage your health.
Join NZ’s most trusted health insurer1
As a not-for-profit health insurer, we put your health and wellbeing first. Here’s why more than 955,0002 New Zealanders choose to be with Southern Cross Health Society.
- NZ owned and not-for-profit
- Special rewards, discounts and great partner offers
- Fast access to treatment
- Award winning service, as voted by you3
- Fast, simple claiming
- Manage your policy online – anywhere, anytime
1. Reader’s Digest Most Trusted Health Insurance Brand, 2017-2024.
2. As at 30 June 2024.
3. Reader’s Digest Quality Service Award, Health Insurance winner 2025.
Your health is worth protecting
Southern Cross Health Insurance provides peace of mind that you and your family can get faster access to medical treatment when you need it most. Compare our plans to find the right cover for you.
Your policy, your way
The ‘My Southern Cross’ app is your pocket-sized healthcare partner. Check benefit balances, request prior approval and make instant claims whenever, wherever.
*Only registered policyholders can make claims or request prior approvals.
