First Cover

First Cover plans are shared cover plans. Shared cover means you and Southern Cross each pay some of the costs of the healthcare services you receive. These plans are only available through selected advisers.

First Cover Plan 1 includes cover for cancer care, surgical procedures† and specialist consultations, diagnostic imaging, tests and recovery within 6 months of related eligible surgical treatment, chemotherapy or radiotherapy.

† Prosthesis maximums apply.

First Cover Plan 2 provides the same cover as First Cover Plan 1 with the advantage of cover for specialist consultations, diagnostic imaging and tests at any time.

Schedule of benefits / Terms and conditions

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