Policy FAQs 

Which benefits will no longer require an excess payment?

For plans with an excess, we’ve removed the excess from:

  • Skin lesion surgery under local anaesthetic or with no anaesthetic
  • GP minor surgery
  • Gastric banding/bypass allowance
  • Bilateral breast reduction allowance
  • Post mastectomy allowance to achieve breast symmetry
  • Prophylactic treatment allowance
  • Overseas treatment allowance
  • Post-operative home nursing
  • Post-operative speech and language therapy
  • Post-operative physiotherapy
  • Obstetrics allowance (Wellbeing Two plan)
  • Psychiatric hospitalisation

Plans impacted: KiwiCare, RegularCare, WellbeingOne, WellbeingTwo